Friday, February 28, 2014

MMM FRAUD TRUE WHAT ? ?


Many people believe MMM program is Fraud as quoted howmoneyindonesia.com blogThe blog is like me review about the MMM , but my opinion is biased and leads to a drop , so let me be more balanced , I copy and paste the contents of the description of the MMM Indonesia howmoneyindonesia then I love a bit of my opinionokay we start itHer this postFor you fans of facebook maybe you have got a business proposition from a friend or a new friend in the form of a beautiful girl face Eastern Europe . The new business is called MMM ( Mavrodi Mondial MoneyBox ) , a ' business opportunity ' created by a person named Sergey Mavrodi Russian origin .His name is also a business opportunity that is presented is quite attractive bid . You do not need to buy the product as business Multi Level Marketing ( MLM ) but sufficiently invest some money to ' help ' others . Then you will receive assistance every month . Or if you had invested as much as $ 500 for example , then let stand for 3 months , you 'll receive $ 1,860 !My first correction , in MMM is currently only 30 % mavro developments and remember it is not a reward but a profit was above our partisipaso Community joined MMM , and there is no system to 3 months , in MMM just 1 month only , then the member should immediately perform Get Getting help or assistance for start-up funds she provide help ( assistance ) + 30 % rewardsWow , that is a tempting offer . Moreover, MMM claims to have recruited 35 million people worldwide as a member . Various seminar schedule including Indonesia conveyed through their website at mmmindonesia.com .history of MMMMMM was founded in 1989 by Sergei Mavrodi , Vyacheslav Mavrodi , and Olga Melnikova . All three use their family name as a business name . MMM begins with a business selling computers and office equipment . However, in January 1992 MMM accused of tax fraud . This resulted in the bankruptcy case . MMM then swerved into the business of buying and selling stocks . This effort did not bring good results .In February 1994 the MMM pyramid scheme or a business start phonzi . Pyramid scheme or phonzi that attempts to garner public funds by the lure of high returns or profits . Investors are also required to recruit other members to deposit funds . This business is commonly disguised in various forms such as Kospin , MLM , or various other bogus investment business .
In those days MMM collecting public funds with the promise of return on investment of 1,000 % a year ! Russian people who are in transition reforms embed their money in droves . MMM Russian people raised in very large quantities , to reach U.S. $ 50 million ( 500 M ) per day ! Keep the business running as Pyramid Scheme is a legal business in Russia .

Sergey Mavrodi : Stud social gathering chain ( Pyramid scheme)However, in July 1994 the Russian government MMM closed for alleged tax evasion . At that time , between 50 billion in debt MMM - 100 trillion rubles ( Russian currency ) to its investors . Wikipedia mentions at least 50 people committed suicide because investors do not get their money back . MMM was later declared bankrupt in September 1997 .Sergey Mavrodi had disappeared . Some say he moved to the U.S. , some are convinced he remained in Moscow while utilizing the public money that has been collected . From hiding , Mavrodi assisted colleagues and relatives still had time to try the same effort . This time using the business ' stock game ' with the promise of return on investment of 200 % . Although never falling , business Mavrodi still attract many people . Not long after , the business went bankrupt and returned around 20000-275000 people lose their money . Losses of victims is estimated at $ 5, 5 million ( about Rp50 billion ) .Mavrodi discovered in 2003 and thrown into prison . He was faced with a number of demands . He recently impunity on May 22, 2007 . Not sour - sour , Mavrodi re-run business , this time with the name of MMM - 2011. Mavrodi clearly stated his business as a pyramid where the business ' gives people give each other money , for no apparent reason . " For some reason , in May 2012 he closed the MMM - 2011.Here it is clear his reasons for mutual help provide relief , JUST GIVINGBut in 2011 he had launched in India called MMM MMM India . The last few months have also operates MMM Indonesia . Members deposit money , and then recruit other members , and members get bonus payments from the underlying members . MMM can be ascertained only be operating in developing countries because the developed countries clearly define pyramid scheme such as illicit and illegal businesses .Correction to history , I also know his own well of resources in google , and the author does not write the above example of a valid source web where he got that info (no link at all ) , or from the newspaper where he get the news source iniSeandainya also all the info that's right , anyway what his relationship with the MMM program now , I 've also be input , in this MMM Mr . Sergey Mavrodi want to prove to the Pyramid system can provide positive results , perhaps during this time he failed to develop the concepts of his predecessors, and maybe he's always been the intention of deceiving . but yes time , until the old man did not repent - repentAnd indeed from the MMM system 2012 is there is no chance at all for Mr . Sergey Mavrodi to commit fraud . purely because the funds deposited from member to member, Mr . Sergey Mavrodi through its web provide online technical tool set that we have a request to provide assistance then we will be given notification via sms to immediately transfer , and open / login to the website to see to whom you are transferring , and so his pulse arrival time after month he wants to get helpNo Guarantee of Investment ?MMM clearly not a business investment . In the website or the videos aired by MMM , MMM clearly explained that the investment does not perform or play money in a particular industry or business . Money paid to the member comes solely from members who deposit previously . Really pure business or phonzi pyramid .Yes True , this is not a business investment , but remember if you ever play the Online Investment business or / HYIP , many who admit - ngakunnya try to fund members in the fields of business , whether it is forex , stock , advertising , etc. , but it was only in the concept pyramid , profit paid members of his money new member , instead of return on investment , as 100 % of funds paid to the owner / admin program BO / HYIP it then , it's up to them what percentage would that in turn to fellow members and what percentage is in the bag he could be up to 50 % of the funds he got from investors deposit , and 50% of them again in her turn BO / HYIP to pay members , and only a matter of time when it will be a scam if no new members again and admin just shut the web BO / HYIP her and make her new againWell How in MMM ? The MMM system in open plainly , if I say , MMM is not a hypocrite like BO fraudsters , it is MMM , MMM does not promise a grandiose , but if executed Konsistem MMM MMM will continue to evolve and the wider community can improve the economy in the Worldabout pyramids or phonzy , howmoneyindonesia authors also examine again meaning less and phonzy pyramid system , which I know 2 different meanings of this word , but he interprets the same .Maybe if you all want to know what it is please browse Phonzy , do not have great length , I Setau Phonzy it is from the name of an impostor who uses the concept of pyramid incorrect and detrimental to the investor or his source of funding ( MLM , BANKS , INSURANCE , also used the concept of pyramid ) but its purpose is to commit fraud with the lure of huge benefitWhile Pyramid itself is similar to the concept of MLMso here is not necessarily clear Pyramid Phonzy
MMM did adopt the Pyramid , because here there are recruitment bonuses or sponsoring , But Remember MMM not Phonzy because here no funds deposited to the owner of the program , so the funds can not taken away , only MMM systems , such as Virtual Bank . funds remain in the hands of the members of eachBecause there are no guarantees , this business ( he says ) is based on mutual trust among members . One thing that will not be easy because the members themselves do not necessarily know each other . The system of buying and selling points, termed Give Help ( ' Help ' ) when a join / purchase points and Get Help ( Help Request ) when selling points aka withdraw funds .Members who will join the points to buy a number of units called Mavro . Member Benefits will be determined by the value of this Mavro . Each month the value Mavro raised and arranged personally by Mr. Mavrodi own ( great huh ... ) . In other words , the longer the price to join the MMM will further increase as the value of the points will be simple dinaikkan.Secara illustrated that if the current value of 1 Mavro = Rp . 1000, so if you join with Rp 1 million , you can buy 1000 points Mavro . Next month , the value may go up 30 % Mavro so to 1 Mavro = Rp1.300 ( the time of this writing MMM promising gains 30 % - 55 % ) . You are selling your points ( aka Get Help withdraw funds ) will receive R1 , 3 million for 1,000 points you have . At the same time , someone who has the money Rp1 million , could only obtain Mavro 769 ( R1 million : 1.300 ) because Mavro has increased in value ; so on .As I explained earlier, the current developments in the figures mavro 30 % , this figure is in fact not determined arbitrarily , since this is the only system created by human beings and there was definitely a trial , once enacted mavro it 100 % , today Provide Help 1 million , next month we are entitled Get help 2 million , but the figure was in my opinion , the velocity of money is not good , its a phenomenon that would have to wait a long time Get Help , due to pending , waiting DEVELOPMENT members in MMM ,Well with the figure of 30 % , Cash Flow, and MMM better balance between the wants Provide help and Get HelpWhen one wants to Provide Help , people who accept the existing , as well as when going to Get Help , people are willing to provide assistance also exist . thus could not be restrained funds , or mutual waitOnce again , the value determined personally by Mavro who had gawe , Mr. Mavrodi . This point is clearly different from the actual count of points in an investment or mutual fund unit-linked sepertiasuransi . In actual investments , investors' money invested in various types of business , while at the MMM , your money is not invested in any form . In simple terms it can be said that you will benefit from the funds of others with whom you enter into MMM .MMM is not an investment , but it is a social gathering chain .This last correction , yes , MMM is not investment , but MMM Chain Arisan Similar , but different concepts in the social gathering chain , each member , each member remember it if it does not get a promotion and a new member was then discharged , will not get apa2 , in sentences like the concept of social gathering chain that is currently gathering early if you want to join the chain , having to transfer to a 4 list of names of people who were there , including those that invite us , there is usually a level 1,2,3,4 , only then we make another 4 new list , including the name itself and discard the level 4 , so the name itself inserted so level 1 .In contrast to the MMM , MMM without any recruit can get results , because here is a community , so here is a random system that regulates pata participant . So MMM is not investment , but not a social gathering chain , just a little likeI think that my correction of my own language , I might as well , too many corrections that will correct anymore because everyone would have an opinion and different knowledge ,Responding MMM Indonesia is a Fraud , I myself argued , is precisely where his Indonesian MMM Honestly people , how to deceive her , lha wong funds not deposited to the owner of the program anyway , I hope this was proof of the sincerity of Mr. . Sergey Mavrodi to possibly contribute thoughts and ideas for the People and the World , he has his own ideology is the ideology of the MMM financial People Help People , backed amazing system , I expect MMM to LONG LIVEOne more thing that is often asked , if there are not funds go into admin , then admin income from which , it must be a lot to payYou see, Mr. . Sergey Mavrodi than as a program owner or the creator of this MMM , he was also a manager / consultant as well as manager - manager / consultants in Indonesia , so he also gets a bonus from his office that, so from there that Mr . Sergey Mavrodi get results .We have already established that FKMI Mavrodian Indonesian Communication Forum've Done well Conferences in several cities in Indonesiabecause the conferences were done at private expense , the reward of that is a bonus for the manager , his funds from? yes same fund also remains of several members of MMM are paid , the system is set up properly
I hope I am posting this review ,

MMM INDONESIA Safe Mavrodi Mondial



About MMM

MMM(Mavrodi Mondial Moneybox) is not a bank. And it doesn't collect any money funds. MMM is a community where people help each other. MMM gives you a technical basic program, which helps millions of participants worldwide to find those who NEED help, and those who are ready to PROVIDE help for FREE. All transferred funds to another participants are your help given by your own good will to another one, absolutely gratis. If you are completely confident and certain in your actions and make your mind to participate, we kindly ask you to study carefully all warnings and instructions first. In cases of any matter regarding the topic our online consultants are ready to help and answer all your questions.

The idea to create the first MMM in Russia, which is used as a means of perpetual aid program, which also can provide benefits and help people yag do not have any guarantee of protection of our environment.

Is the core of the system is MMM ? Each member gives their money to some kind of period they want ( example : deposit for 1 month or 3 months ) . By doing so , they have helped other members in need. That is the main reason each member to make a deposit ( up to a period of time when they want to withdraw their money or until the specified time period ) . Such assistance ( deposits ) will evolve with a bonus rate of 30% -55 % per month . All transactions will be calculated automatically and will appear in the display personal account of each member of MMM .
From where members will receive a 30 % -55 % of the ? A bonus of 30 % -55 % can be obtained as promotional ads that have been launched , and is also derived from the recruitment of new members by the manager of MMM . And also be obtained from a number of people who become members of participating in the MMM system , who want to help and who want to increase the amount of their deposits , particularly in the development of geometrically safe . This process will automatically increase the amount of money in the MMM system so as to achieve more than 100 % per month !
From these data it can be seen that the system can provide endowment support very large bonuses to members of various marketing activities undertaken by the MMM system . And also due to the good demand figures , the ease and convenience in the use of the MMM system . There are very large differences between companies and MLM MMM (http://mmmindonesia.com/id/id-so-lets-make-a-comparative-analysis-of-mlm-companies-and-the-system-mmm.html). Hence , MMM network can reach the whole world and the wider region in just a few months . In Russia for 1.5 years has successfully reached more than 35 million people joining in the MMM system ! And no one of any company in the world that has this good statistics . So , do not waste your time ! Now the MMM system began targeting the Indonesian market and you have an opportunity Bagu weeks to become a leader in the forefront of your country .



Official assurance of the MMM system . Not needed in MMM such formal guarantees .
The system is like a financial pyramid MMM , which is structured the same with all modern banks , insurance companies , pension funds , which are protected by law and the court system by the government . These companies would distribute natural resources and wealth that has not been evenly spread in our environment . In fact , all the comparison companies that have been mentioned above , DOES NOT HAVE ANY WARRANTIES . We often encounter many banks are insolvent , the insurance companies close down , etc. . All financial institutions are giving money to the people of moneys previously collected from other people . The percentage of the bonus or profit to be obtained and kept by the owners of the financial institutions . They will always hide the truth and still keep lying to the people. MMM apply honesty and openness .
MMM is very different from the existing financial system , especially regarding one thing . All the money in the MMM system will remain stored in the system and will be distributed to the members of the MMM ! Of course the banks and the financial institutions of other modern would not like to be the concept of the MMM system . And it's not just the banks are not going to like the MMM system , but also all those who were behind the financial system . That is why financial institutions are referred to as the "King of Finance " . The founders of the bank would like to earn money just for himself , just like monopoly system . Therefore , they always oppose financial pyramid system worldwide .
However , However , the MMM concept is very different from any of the existing financial institutions . Assurance system in the MMM is mutual trust among its members . Just as you trust someone you have long known . You probably will help the person and lend money ( or just add some money ) let's say 3 months if he wants to buy a car . The same members will entrust their money to other members for pperiode 3 months . This is an example of a deposit for a period of 3 months . The difference is the number of members in the MMM system will increase rapidly , which is why in the MMM system of " free money " will increase very rapidly . That is why the assistance given by other members in the MMM system reaches a larger number than the 30 % -55 % . MMM will encourage each member to invite or invite other members and this process can be managed very well .


EVERYONE WILL GET BENEFITS ! 

MMM is a system that is 100 % legal . All deposits are found in the MMM system will be transferred among the other members as a gift or favor . And the gift is valid in all countries around the world . The most important thing is we have to understand that we give real help to other people and we do so in good faith with using the free money that is given to us at the time. You have to think that you 're helping someone like that is in front of you . This is why MMM is referred to as a system that can unite all people around the globe and teach them to help each other !
Because this system is prioritizing convenience , the implementation is very simple and a very high number of requests over a network MMM will soon reach all regions of the world . MMM will unite everyone in the world , mengajrkan them to trust each other and help each other . MMM has been running this system in Russia , Ukraine , Kazakhstan , CIS , Europe , Israel , Egypt , South Africa , and the United States . Now we will start to reach Indonesia and South America ! Imagine , how fast MMM will reach the entire world ! Everyone will benefit all over the world ! The main site of MMM ( www.sergey - mavrodi.com ) beat all reports best sites around the world ( http://www.alexa.com/siteinfo/sergey-mavrodi.com ) .
Our world stands at the front in the global change presents a very positive !
Come join us and be one of those who have changed their lives in ACHIEVE BETTER FUTURE !
  


 How to register

easy way to become a member in mmm
1. send sms full name
2. your active phone number
3. A valid email address
4. the name of your bank complete with the owner's name and account number

all your data is sent via SMS to the following number:
+6281382814821

Format: Register#Full Name#Handphone number#the name of your bank complete with the owner's name and account number#email address #

for more info contact us at 081382814821

Thursday, February 27, 2014

Information technology

Information Technology ( IT )  is a general term for any technology that helps people create, modify , store , communicate and / or disseminate information . TI brings together high-speed computing and communications for data , voice , and video . Examples of Information Technology is not just a personal computer , but also a phone , TV , electronic home appliances , and modern handheld devices ( eg mobile phones ) .
In a business context , Information Technology Association of America explains
Processing , storage and dissemination of vocal , pictorial information , text and numeric by a microelectronics -based combination of computing and telecommunications .  The term in its modern sense first appeared in a 1958 article published in the Harvard Business Review , in which authors Leavitt and Whisler commented that " the new technology does not yet have a single established name . We'll call it information technology ( IT ) . " . Some of the modern and emerging fields of information technology are next generation web technologies , bioinformatics , '' Cloud Computing '' , global information systems , large -scale knowledge bases , and others.


History

At the beginning of history , humans exchange information through language . So language is technology , language allows one to understand the information conveyed by others , but it did not survive long because after the speech was finished , the information which is in the hands of the recipient will be forgotten and can not be stored long . Besides voice coverage is also limited .
After the delivery of information technology evolve through pictures . With a range of images could be further information . This image can be carried and passed on to others . In addition there is information that would last longer . Some ancient relic images still exist today so that people now can ( try ) to understand the information to be conveyed maker.
The discovery of the alphabet and arabic numbers facilitate the delivery of information that is more efficient than the previous method . An image representing an event created by the combination of the alphabet , or by writing numbers , such MCMXLIII replaced by 1943 . This technology facilitates the alphabet in writing of the information .
Then , printing technology allows fast transmission of information over again . Electronic technologies such as radio , television , computers become faster resulting in information spread over a larger area and longer stored .


General information

IT is the field of technology management and includes a variety of fields including but not limited to things such as processes , computer software , information systems , computer hardware , programming languages ​​, and data constructs . In short , anything that renders data , information or perceived knowledge in any visual format whatsoever , via any multimedia distribution mechanism , is considered part of the IT . IT provides businesses with four sets of core services to help execute the business strategy : business process automation , providing information , connecting with customers , and productivity tools .
TI perform a variety of functions ( IT Disciplines / Competencies ) from installing applications to designing computer networks and information databases . Some tasks might include doing IT data management , networking , engineering computer hardware , database and software design , as well as the management and administration of entire systems . Information technology is starting to spread farther than the conventional personal computer and network technology , and more into the integration of technologies such as the use of cell phones , televisions , cars , and many more , which increases the demand for jobs .
In the past , the ( Accreditation Board for Engineering and Technology ) and the Association for computing machinery have collaborated to form accreditation and curriculum standards  for degrees in Information Technology program as a field of study as compared  with the Computer Science and Information Systems . SIGITE ( Special Interest Group for IT Education )  is the ACM working group for defining these standards . IT services revenue worldwide amounted to $ 763 billion in 2009.


Growth and technological capacity

Hilbert and Lopez identify the exponential pace of technological change (a kind of Moore's law): machines' application-specific capacity to compute information per capita has roughly doubled every 14 months between 1986 to 2007; capacity per-capita in the world of computers destination general has doubled every 18 months over the same two decades, the global telecommunication capacity per capita doubled every 34 months; storage capacity per capita world that it takes about 40 months to double (every 3 years), and per capita broadcast information has doubled approximately every 12.3 years.

source: wikipedia

Tuesday, February 4, 2014

Type of Guitar which Your Need Know

To the number of shop of castanets which sell guitar from cheap to costly till enable everybody to be interested by means of ... the music which is one this, and surely a lot of type of guitar which can be adapted for by Your enthusiasm.

Guitar own some type which Your need know before learning this castanets :

Guitar Type

Acoustic Guitar

Guitar of Acoustic is type of guitar of where voice which yielding of coming from vibration of senar of guitar conducted by through sadel and bridge of place of fastener of senar into voice space. Voice in space voice this of beresonasi to wood of guitar body. type And quality of wood and also type of senar used will influence voice yielded by acoustic guitar.

Excess from type of guitar of acoustic compared to by a electrical guitar is voice yielded by more natural that is really result of from Guitar Type
 Guitar Type  resonance of air yielded by cavity of guitar air ( differing from electrical guitar is which his/its voice is yielded by non from air cavity, but from so called component of pickup residing in middle of body guitar).

Electric guitar / electric guitar

Electric guitar or can be known guitar electric guitar is designed so that the resulting sound can be amplified electrically and if played without sound reinforcement will produce relatively weak. The main components of the electric guitar / electric is the pickup. Pick up this electromagnetic serves to capture and change the vibration of the strings into the form of a signal, which is then forwarded to the speaker through the medium of cable or radio waves. The resulting sound is often manipulated by using additional electronic equipment as well as the natural distortion of the vacuum tube inside the loudspeakers. There are two types of magnetic pickups, single-coil pickups that (single coil) and double coil pickups (double coil or humbucker), each pickup can be set active or passive.


The advantages of this guitar is the sound that can be changed as there are sound effects. This sound effect is used to toggle the sound of the guitar in any way you want.

Bass guitar

Electric bass guitar (commonly called electric bass or bass alone) is a guitar that uses electricity to enlarge his voice. The shape is similar to the bass guitar electric guitar but his body shape larger, longer neck, and usually has four strings (compared with that guitar has six strings). Heavy bass guitar is usually heavier than a regular electric guitar, because it has thicker strings (to maintain modesty tone / sound) that cause must choose a timber that is denser and harder to balance the pressure on the neck (neck of the guitar).

Monday, February 3, 2014

History of Acoustic Guitar

Acoustic Guitar in Indonesian referred as by the name of “ Acoustic Guitar”. Suffix “ Tar” from Guitar represent word which is  taken away from by a ancient Ianguage of Sanskrit / Sanskrit. “ Tar” in Ianguage Sanserkerta is senar. Can be spelled out members by a lot of instrument senar of exist in Middle Asia to date with form which only just change although have have mother – thousand year elapse. And most of the the music senar equipments own suffix “ Tar”. Follow the example of music equipments with suffix “ Tar” is
 Dotar
 Sitar
 Chartar
 To recognize deeper hit a acoustic guitar, there is its goodness is we read a few/little Acoustic Guitar history.
 Brief History of Acoustic Guitar
 Guitar can be spelled out members to own genesis from ancient east state. Pursuant to a success clay plaque dug from Babilonia. Known by this clay plaque age is 1850 SM. At the plaque there are picture which menunjukan a appliance must which loo like with guitar of at clay plaque found by. Although part of its neck and body is rather differ.
 Guitar Senar Appearance 4, 5 and 6
 One of famous guitar of that moment is Guitarra Latina owning tortous side. Estimated by of guitar of this type of coming from area which is located in Europe. Besides Guitarra Latina, there be still Guitarra Morisca brought to Spayol by Moor. At century ke-15, guitar by 4 is double senar loo like with lute become popular. Later;Then at century to five, one double senar is again enhanced to make it become guitar by 5 is double senar
 At century 17th, Italian become state center special School and guitar world of guitar Spanyol making start to expand by the end of century18th. This its growth is started by after addition senar ke-6 existence so that